Compare & Save

PaydayMart has been operating since 2007 as an independent loan comparison website. Over the last few years, we've helped millions of Canadians find suitable and best payday loans, short-term loans, installment loans, and even bad credit loans at lower rates.

Our main motto is to help you save money on what you borrow and to provide you with a fantastic chance to find a loan that fits your needs perfectly. It means that you can compare lenders with each other and only choose a loan deal that you can afford without breaking your budget.

Save your time, money, and effort by comparing with PaydayMart!

• Apply: Complete an online application in minutes at PaydayMart to compare a wide range of lenders and loans in one click.
• Compare: Many loans, like payday loans, are expensive, too, but some lenders offer such loans at affordable rates. Comparing lenders helps you find the most suitable deal that matches your financial situation.
• Check eligibility and approval: Select the lender that best matches you and apply. Lenders review your application and provide instant decision. If approved, you'll be sent your loan contract to accept. Make sure to carefully review it before signing.
• Get money: Once you've accepted your loan contract by electronically signing it, the lender will send it directly into your bank account within 2-5 minutes by Interac e-Transfer®.

To be eligible to compare and apply for an online loan with PaydayMart, you have to first match with the following criteria:

• Be 18 years of age or older.
• Be a Canadian citizen or permanent resident.
• Earn regular income received from employment or government benefits.
• Have a Canadian bank account that can accept online transfers and e-transfer.
• Have a valid mobile phone number, email ID, and residential address.
• If you have bad credit, you must prove your financial situation is stable.

You can apply for an online short-term loan, like a payday loan, which ranges from $100 to $1,500 for 16 days to 12 months, and long-term loans, such as installment loans, offer up to $50,000 for over five or more years.

No, our application process is 100% online and faxless. We do not require documents like bank statements, proof of address, Photo ID, etc.

Absolutely no. Comparing loans with us won't affect your credit score. Instead, it saves you time and money.

Having a good credit score is essential to grab low-cost loan options, but having bad credit doesn't mean you can't get a loan. Many short-term loan options, like payday loans, accept bad credit. However, the interest rates and fees are on the higher side.