Guaranteed Payday Loans No Matter What Canada 24/7

Alistair Croll
Fact Checked
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Do guaranteed loans exist in Canada?

Practically, there is no such thing as "guaranteed loans" available. No lender can provide a loan without checking the applicant's financial background. However, PaydayMart helps you to increase your chances of being approved for a loan, even if you have a bad credit history.

We offer no-refusal payday loans online up to $1,500 with 3-12 months repayment time for people with bad credit or no credit histories. If you are consistently declined a loan from conventional banks and lenders, we can help you.

What do you mean by guaranteed payday loans?

Payday loans are an easy and quick way to acquire money, especially during financial emergencies. The approval rate of payday loans is high enough because of the ease of the application process and offered lenient terms compared to bank loans.

That is why many low-reputation online lenders and brokers advertise them as "guaranteed payday loans" to attract borrowers. Beware of them because, most of the time, their claims are false, or they might be scammers.

Remember that no lender or company can give you 100% guaranteed payday loans. There are some criteria and limitations that every lender and borrower that have to be followed. So, live in reality and hook in your mind that payday loans with guaranteed approval are just a myth.

Should I still apply for a payday loan with a guarantee?

If we ignore the "guaranteed" part, a payday loan is the best and quickest way to get money on time. Such loans are beneficial in decreasing the high tide of financial stress. If you can manage the repayments, such instant wire payday loans could be beneficial to tackle all types of immediate financial attention.

If you apply for a new credit and always face declined due to your low or bad credit score, you could qualify for payday loans online. Indeed, guaranteed payday loans do not exist, but many modern lenders are available to offer high-acceptance payday loans online.

These payday loans allow Canadians to borrow small amounts of money, up to $1,500, and get instant cash. The repayment period might vary from lender to lender, but usually, they are due until the borrower's next payday.

Although PaydayMart does not offer Canada payday loans with a guarantee, our loans are instantly approved, quickly funded, and almost accept all types of credit histories. Our lenders primarily rely on the borrower's income and ability to repay the loan.

We offer online payday loans in Canada at lenient terms and fundamental eligibility criteria that anyone can fulfill. All these features make our loans closer to "guaranteed payday loans no matter what in Canada."

Why Choose PaydayMart?

High approval payday loans
100% online & available on Weekends and holidays
Borrow up to $1,500 or more
Repay over 3 – 12 months
No guarantor required
Bunch of Canadian direct lenders
Bad credit or no credit considered
Funding in 5 minutes via Interac e-transfer®

Am I eligible?

If you want to apply for instant approval payday loans in Canada with PaydayMart, you need to meet the following eligibility criteria:

Over 18 years of age,
Must be Canadian citizen or permanent resident,
Must earn income from employment or benefits such as child tax benefits,
Valid Canadian bank account, mobile, and email address and,
Can afford to make repayments.

How do I apply?

There are no guarantees, but we do our best with our high-acceptance payday loans from direct lenders in Canada. Just complete our free online application form with your basic details, and we provide an instant decision. You don't need to earn income from full-time employment because we accept payments from benefits.

At PaydayMart, though it is not possible to guarantee approval for everyone, we can assure you that your chances of being approved for a payday loan will be high. It is because of our 200+ direct lenders willing to work with every type of applicant.

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Frequently Asked Questions

Are there any guaranteed payday loans?

No, there is no such thing as guaranteed payday loans. Payday loans indeed have high approval rates and even apply with bad credit history, but no payday lender could give 100% guaranteed approval. However, you can increase your chances of being accepted by applying with PaydayMart.

Is it easy to get approved for a payday loan?

Getting approval for payday loans is much easier and faster than traditional lending, such as bank loans. Usually, payday lenders have lenient terms and focus more on the borrower's income and ability to repay the loan instead of credit score. However, keep in mind that approval is not guaranteed.

Can I get a payday loan without being credit checked?

If you have bad or no credit, you could apply for payday loans with no hard credit check. Typically, payday lenders perform soft-credit checks as a part of their approval process. To obtain such a loan, you must have a stable income and the ability to repay the loan. Additionally, these loans are expensive and come with shorter repayment options.

Can I get a guaranteed payday loan with bad credit?

You could be eligible for a payday loan, even with a bad credit history. Payday lenders focus more on borrowers' current financial stability and income to repay the loan than their credit score. Although, prepare to pay higher interest rates than other credit types. There is no guarantee for loan approval because each lender has criteria and terms that every applicant must meet.

How much can I borrow with a guaranteed payday loan?

Typically, payday loans range from $100 to $1,500, depending on your lender and various other factors.

Can I apply for a payday loan on weekends or holidays?

Yes, you can apply for payday loans deposited on weekends or holidays. Many online payday loans direct lenders in Canada offer to submit applications 24/7. Not all lenders work on weekends or holidays, so ask directly to your lender about their operational days before applying.

Can I get a guaranteed payday loan on ODSP?

Yes, some payday lenders accept ODSP payments as a valid source of income to approve a payday loan in Canada. However, a guaranteed payday loan on ODSP is only possible if it depends on various other factors, such as income and ability to repay the loan.

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